Health Insurance for Startups
Health optimization with reliable coverage

Zero-deductible health insurance without network restrictions.
Dedicated primary care provider. Pre-paid wearables and biometric labs.
For less than what you currently pay.

Sophia Ramirez

Sophia Ramirez

Chief Product Officer

Sleep optimization

  • •We ship an Oura ring
  • •Oura ring detects week of bad sleep
  • •We ship Melatonin supplement

Nationwide coverage

  • •Chest pain on work trip in Texas
  • •Telehealth visit
  • •See a local specialist

Advanced diagnostics

  • •Full-body MRI scan
  • •Create summary with AI
  • •Discuss with primary care doctor

Your health plan includes your favorite wearable and diagnostics for every employee

WHOOPFunctionŌURA

Use your health insurance for the things you actually want.

Annual deductible$0

Coverage starts from day one

Zero deductible plan

Every member gets first dollar coverage. No more postponing care because you haven't met your deductible.

Nationwide Coverage

Any provider

In-network

100%

Out-of-network

100%

No network restrictions

Visit any doctor nationwide. We'll suggest the highest quality providers, but the choice is always yours.

HSA Contribution Limits

Individual$4,300/year
Family$8,550/year

HSA eligible

The plan is HSA eligible for members who want to open and contribute to their Health Savings Account.

Dental coverage
Vision coverage
Gym membership

All tax deductible

Dental, vision & gym benefits

Include dental, vision, and gym benefits - all tax deductible for your business. One plan, complete coverage.

Wellness & Longevity Benefits

Your path to
optimal health

Comprehensive Blood Panel

Quarterly

DEXA Scan

Annual

Next scheduled

Blood Panel - Dec 15, 2025

Advanced biometric labs

Access comprehensive blood panels and DEXA scans to track your health markers. Get quarterly diagnostics that give you the complete picture of your wellness journey.

Select your device

Oura Ring

Sleep & recovery tracking

Check

Whoop Band

Performance optimization

Free wearables of your choice

Choose between an Oura Ring or Whoop band. Track your sleep, recovery, and activity 24/7. We'll ship it to you for free and help you get started.

Recent Insights

Your sleep quality improved 23% after adjusting your evening routine

Vitamin D levels are optimal - keep up your supplementation

AI-powered health insights

We aggregate your wearable data, biometric labs, and medical records to provide personalized insights. Ask questions about your health and get data-driven answers.

Dr. Sarah Chen

Your Primary Care Provider

Video consultationsUnlimited
Response time< 24 hours

Data-driven primary care

Unlimited access to our dedicated primary care providers who focus on longevity. They have your complete health picture and work with you to optimize your wellness.

Healthier people.
Better teams.

Focus on building your business. We take care of your people.

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Premium benefits.
Simple pricing. No added fees.

Health Optimization Plan

NY & CA

For companies under 20 employees

$100per member/mo
Sign Up Today

Health optimization features:

Advanced biometric labs (blood panels, DEXA scans)
Free wearables (Oura Ring or Whoop band)
AI-powered health insights
Data-driven primary care (unlimited access)

Startup Health Insurance

California

For teams with 20+ employees

from$750per member/mo
Book a demo

Everything in Health Optimization Plan, plus:

Zero deductible plan
No network restrictions nationwide
HSA eligible
Dental, vision & gym benefits (tax deductible)

Answers to your questions

REACH PEAK HEALTH WITH RIVENDELL

Sign up for the future of health today.

Create a team